diff --git a/ts/features/payments/common/hooks/usePaymentsBackoffRetry.tsx b/ts/features/payments/common/hooks/usePaymentsBackoffRetry.tsx
new file mode 100644
index 00000000000..3769c782b1a
--- /dev/null
+++ b/ts/features/payments/common/hooks/usePaymentsBackoffRetry.tsx
@@ -0,0 +1,45 @@
+import { useIOToast } from "@pagopa/io-app-design-system";
+import { useIODispatch, useIOSelector } from "../../../../store/hooks";
+import { paymentsBackoffRetrySelector } from "../store/selectors";
+import { PaymentsBackoffRetry } from "../types/PaymentsBackoffRetry";
+import I18n from "../../../../i18n";
+import {
+  getTimeRemainingText,
+  isBackoffRetryTimeElapsed
+} from "../utils/backoffRetry";
+import { increasePaymentsBackoffRetry } from "../store/actions";
+
+export const usePaymentsBackoffRetry = (id: PaymentsBackoffRetry) => {
+  const toast = useIOToast();
+  const dispatch = useIODispatch();
+  const backoff = useIOSelector(paymentsBackoffRetrySelector(id));
+
+  /**
+   * This function check if the user can retry the request meaning that the exponential backoff time is elapsed
+   * If the time is not elapsed, by default a toast error will be shown
+   * @param showToast If true it shows automatically a toast with the time remaining to retry
+   * @returns true if the request can be retried, otherwise false
+   */
+  const canRetryRequest = (showToast: boolean = true) => {
+    if (
+      backoff?.allowedRetryTimestamp &&
+      !isBackoffRetryTimeElapsed(backoff?.allowedRetryTimestamp)
+    ) {
+      if (showToast) {
+        toast.error(
+          I18n.t("features.payments.backoff.retryCountDown", {
+            time: getTimeRemainingText(backoff?.allowedRetryTimestamp)
+          })
+        );
+      }
+      return false;
+    }
+    dispatch(increasePaymentsBackoffRetry(id));
+    return true;
+  };
+
+  return {
+    backoff,
+    canRetryRequest
+  };
+};
diff --git a/ts/features/payments/common/utils/backoffRetry.ts b/ts/features/payments/common/utils/backoffRetry.ts
index 003866012ab..f128c3e34d2 100644
--- a/ts/features/payments/common/utils/backoffRetry.ts
+++ b/ts/features/payments/common/utils/backoffRetry.ts
@@ -40,5 +40,7 @@ export const getTimeRemainingText = (targetDate: number | Date): string => {
       });
 };
 
-export const canRetry = (allowRetryTimestamp?: number): boolean =>
+export const isBackoffRetryTimeElapsed = (
+  allowRetryTimestamp?: number
+): boolean =>
   allowRetryTimestamp === undefined || allowRetryTimestamp < Date.now();
diff --git a/ts/features/payments/home/components/PaymentsHomeTransactionsList.tsx b/ts/features/payments/home/components/PaymentsHomeTransactionsList.tsx
index 8d3db5d614f..8efd774633b 100644
--- a/ts/features/payments/home/components/PaymentsHomeTransactionsList.tsx
+++ b/ts/features/payments/home/components/PaymentsHomeTransactionsList.tsx
@@ -2,8 +2,7 @@ import {
   Divider,
   IOStyles,
   ListItemHeader,
-  ListItemTransaction,
-  useIOToast
+  ListItemTransaction
 } from "@pagopa/io-app-design-system";
 import * as pot from "@pagopa/ts-commons/lib/pot";
 import * as React from "react";
@@ -21,15 +20,8 @@ import { useOnFirstRender } from "../../../../utils/hooks/useOnFirstRender";
 import { BannerErrorState } from "../../../../components/ui/BannerErrorState";
 import { useIONavigation } from "../../../../navigation/params/AppParamsList";
 import { PaymentsTransactionBizEventsRoutes } from "../../bizEventsTransaction/navigation/routes";
-import { paymentsBackoffRetrySelector } from "../../common/store/selectors";
-import {
-  clearPaymentsBackoffRetry,
-  increasePaymentsBackoffRetry
-} from "../../common/store/actions";
-import {
-  canRetry,
-  getTimeRemainingText
-} from "../../common/utils/backoffRetry";
+import { usePaymentsBackoffRetry } from "../../common/hooks/usePaymentsBackoffRetry";
+import { clearPaymentsBackoffRetry } from "../../common/store/actions";
 import { PaymentsBackoffRetry } from "../../common/types/PaymentsBackoffRetry";
 import { PaymentsHomeEmptyScreenContent } from "./PaymentsHomeEmptyScreenContent";
 
@@ -47,10 +39,9 @@ const PaymentsHomeTransactionsList = ({ enforcedLoadingState }: Props) => {
   const latestTransactionsPot = useIOSelector(
     walletLatestTransactionsBizEventsListPotSelector
   );
-  const transactionsBackoff = useIOSelector(
-    paymentsBackoffRetrySelector(PAYMENTS_HOME_TRANSACTIONS_LIST_BACKOFF)
+  const { canRetryRequest } = usePaymentsBackoffRetry(
+    PAYMENTS_HOME_TRANSACTIONS_LIST_BACKOFF
   );
-  const toast = useIOToast();
 
   const isLoading =
     (!pot.isSome(latestTransactionsPot) &&
@@ -96,21 +87,9 @@ const PaymentsHomeTransactionsList = ({ enforcedLoadingState }: Props) => {
   );
 
   const handleOnRetry = () => {
-    if (
-      transactionsBackoff?.allowedRetryTimestamp &&
-      !canRetry(transactionsBackoff?.allowedRetryTimestamp)
-    ) {
-      toast.error(
-        I18n.t("features.payments.backoff.retryCountDown", {
-          time: getTimeRemainingText(transactionsBackoff?.allowedRetryTimestamp)
-        })
-      );
-      return;
+    if (canRetryRequest()) {
+      dispatch(getPaymentsLatestBizEventsTransactionsAction.request());
     }
-    dispatch(
-      increasePaymentsBackoffRetry(PAYMENTS_HOME_TRANSACTIONS_LIST_BACKOFF)
-    );
-    dispatch(getPaymentsLatestBizEventsTransactionsAction.request());
   };
 
   const handleNavigateToTransactionList = () => {
diff --git a/ts/features/payments/home/components/PaymentsHomeUserMethodsList.tsx b/ts/features/payments/home/components/PaymentsHomeUserMethodsList.tsx
index 0bcfa257017..45a276bb801 100644
--- a/ts/features/payments/home/components/PaymentsHomeUserMethodsList.tsx
+++ b/ts/features/payments/home/components/PaymentsHomeUserMethodsList.tsx
@@ -2,7 +2,6 @@ import {
   Banner,
   IOVisualCostants,
   ListItemHeader,
-  useIOToast,
   VSpacer
 } from "@pagopa/io-app-design-system";
 import * as pot from "@pagopa/ts-commons/lib/pot";
@@ -24,15 +23,8 @@ import { isAddMethodsBannerVisibleSelector } from "../store/selectors";
 import { useOnFirstRender } from "../../../../utils/hooks/useOnFirstRender";
 import { paymentAnalyticsDataSelector } from "../../history/store/selectors";
 import { BannerErrorState } from "../../../../components/ui/BannerErrorState";
-import { paymentsBackoffRetrySelector } from "../../common/store/selectors";
-import {
-  clearPaymentsBackoffRetry,
-  increasePaymentsBackoffRetry
-} from "../../common/store/actions";
-import {
-  canRetry,
-  getTimeRemainingText
-} from "../../common/utils/backoffRetry";
+import { usePaymentsBackoffRetry } from "../../common/hooks/usePaymentsBackoffRetry";
+import { clearPaymentsBackoffRetry } from "../../common/store/actions";
 import {
   PaymentCardsCarousel,
   PaymentCardsCarouselSkeleton
@@ -49,7 +41,6 @@ const PaymentsHomeUserMethodsList = ({ enforcedLoadingState }: Props) => {
 
   const navigation = useIONavigation();
   const dispatch = useIODispatch();
-  const toast = useIOToast();
 
   const shouldShowAddMethodsBanner = useIOSelector(
     isAddMethodsBannerVisibleSelector
@@ -57,8 +48,8 @@ const PaymentsHomeUserMethodsList = ({ enforcedLoadingState }: Props) => {
   const paymentMethodsPot = useIOSelector(paymentsWalletUserMethodsSelector);
   const paymentMethods = pot.getOrElse(paymentMethodsPot, []);
   const paymentAnalyticsData = useIOSelector(paymentAnalyticsDataSelector);
-  const paymentsUserMethodsBackoff = useIOSelector(
-    paymentsBackoffRetrySelector(PAYMENTS_HOME_USER_METHODS_BACKOFF)
+  const { canRetryRequest } = usePaymentsBackoffRetry(
+    PAYMENTS_HOME_USER_METHODS_BACKOFF
   );
   const isError = React.useMemo(
     () => pot.isError(paymentMethodsPot) && !pot.isSome(paymentMethodsPot),
@@ -108,22 +99,10 @@ const PaymentsHomeUserMethodsList = ({ enforcedLoadingState }: Props) => {
   };
 
   const handleOnRetry = React.useCallback(() => {
-    if (
-      paymentsUserMethodsBackoff?.allowedRetryTimestamp &&
-      !canRetry(paymentsUserMethodsBackoff?.allowedRetryTimestamp)
-    ) {
-      toast.error(
-        I18n.t("features.payments.backoff.retryCountDown", {
-          time: getTimeRemainingText(
-            paymentsUserMethodsBackoff?.allowedRetryTimestamp
-          )
-        })
-      );
-      return;
+    if (canRetryRequest()) {
+      dispatch(getPaymentsWalletUserMethods.request());
     }
-    dispatch(increasePaymentsBackoffRetry(PAYMENTS_HOME_USER_METHODS_BACKOFF));
-    dispatch(getPaymentsWalletUserMethods.request());
-  }, [dispatch, paymentsUserMethodsBackoff, toast]);
+  }, [dispatch, canRetryRequest]);
 
   const userMethods = paymentMethods.map(
     (method: WalletInfo): PaymentCardSmallProps => ({