enhance: [2.4]Add schema update time verification for insert and upsert to use cache

[JsDove]

enhance: Add schema update time verification for insert and upsert to use cache
issue: #39093
Related to pr: #39096

[sre-ci-robot]

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[mergify]

@JsDove E2e jenkins job failed, comment /run-cpu-e2e can trigger the job again.

[JsDove]

rerun ut

[codecov]

Codecov Report

Attention: Patch coverage is 47.76119% with 35 lines in your changes missing coverage. Please review.

Project coverage is 80.41%. Comparing base (b6be11c) to head (0d55a55).
Report is 1 commits behind head on 2.4.

Files with missing lines	Patch %	Lines
internal/proxy/task_insert.go	12.50%	11 Missing and 3 partials ⚠️
internal/proxy/task_upsert.go	12.50%	11 Missing and 3 partials ⚠️
internal/rootcoord/alter_collection_task.go	50.00%	5 Missing ⚠️
pkg/util/merr/utils.go	75.00%	2 Missing ⚠️

Additional details and impacted files

@@            Coverage Diff             @@
##              2.4   #39405      +/-   ##
==========================================
- Coverage   80.41%   80.41%   -0.01%     
==========================================
  Files        1080     1080              
  Lines      169974   170033      +59     
==========================================
+ Hits       136687   136733      +46     
- Misses      28784    28791       +7     
- Partials     4503     4509       +6     

Files with missing lines	Coverage Δ
internal/metastore/model/collection.go	81.10% <100.00%> (+0.45%)	⬆️
internal/proxy/impl.go	83.87% <100.00%> (+<0.01%)	⬆️
internal/proxy/meta_cache.go	88.08% <100.00%> (+0.01%)	⬆️
internal/proxy/task.go	81.60% <100.00%> (+0.01%)	⬆️
internal/rootcoord/create_collection_task.go	94.43% <100.00%> (+0.01%)	⬆️
internal/rootcoord/root_coord.go	87.78% <100.00%> (+<0.01%)	⬆️
pkg/util/merr/errors.go	92.18% <ø> (ø)
pkg/util/merr/utils.go	83.09% <75.00%> (-0.08%)	⬇️
internal/rootcoord/alter_collection_task.go	50.78% <50.00%> (-0.05%)	⬇️
internal/proxy/task_insert.go	69.43% <12.50%> (-4.28%)	⬇️
... and 1 more

... and 31 files with indirect coverage changes